Car finance from 7.95%

Same day approval *



Apply online or call us. We are here to help, and make the application process easy.



We aim to provide same day approval to you.



Be in control with pre-approved flexible finance before you buy.



We work closely with our trusted lender MTF Finance, a leading New Zealand owned finance company.

At Black and White Motor Company we offer quick and easy finance from 7.95% interest rate:

  • Vehicle finance
  • Personal Loans – Home renovations, Holidays, Special occasions, Debt consolidation etc.
  • Loans for; Caravans, Motorhomes, Motorbikes, Jet Skis, and Boats
  • Plant and Equipment Finance
  • Business Loans and Leases

We work hard to make your vehicle buying experience as hassle free as possible. We can tailor a finance package that will work for you and that you are comfortable with, that suit your budget.

Black and White Motor Company are here to work with you to ensure you make an informed decision. Helping you find the right vehicle finance package is our priority. You will see finance repayments advertised with each of our vehicles. Whilst these are examples, they provide you with information such as to how the repayments are calculated, including interest rate, deposit, term and the total amount payable over the term. If you make your own selection as to term and deposit you will see this information updated.

Whether you are buying a quality used vehicle selected from Black and White Motor Company or one you have selected elsewhere we are happy to help you with the Finance to enable you to complete the purchase.

Black and White Motor Company will provide you with:

  • A range of interest rates, and finance terms
  • Repayments to suit your budget
  • Full disclosure around how repayments are calculated
  • Ability to use your trade as your deposit
  • Options if you don’t have a deposit or trade. We can evaluate your circumstances and see if there is a solution for you
  • Applications that are quick and easy, apply online whenever you want

It is also important that we help protect you in the event the worst happens. A full range of Insurance Options are available for you to review and purchase to compliment your vehicle and loan, providing you with protection for the unexpected. Please refer to our FAQ Finance – Terms and Conditions.

* Finance is available from 7.95% (subject to Terms and Conditions, fees may apply).

When you get a no obligation quote from us, this will not affect your credit score or rating

Natalie is our in house finance specialist, and looks forward to assisting you. Contact us or drop in for a coffee, or call us or email us.

mtf finance approved dealer

We will donate $100 to your club

For every customer that you refer to us that results in an MTF loan we will donate $100 to your sports club or community organisation.

Black & White Motor Company